Blog Archives

It is wis­dom well known to house­wives through the ages — and investors will do well to heed it. Putting all your eggs in one bas­ket is almost always folly and this is no dif­fer­ent where invest­ments are con­cerned. Port­fo­lio diver­si­fi­ca­tion is widely recog­nised as a vital tech­nique for reduc­ing risks that are part and […]

Struc­tured prod­ucts include struc­tured invest­ments, struc­tured deposits, cap­i­tal guar­an­teed funds and cap­i­tal pro­tected funds. The word “struc­tured” is rarely used in the mar­ket­ing and they are usu­ally sold as unit trusts or ILPs (investment-linked prod­ucts). Most are dis­trib­uted mostly by banks although insur­ance com­pa­nies have recently entered the pic­ture. In the 1990’s, they were a […]

Time could help regular-savings-plan investors chalk up a con­sid­er­able sum of returns. CLICK TO ENLARGE Clearly, the ini­tial invest­ment sum plays an impor­tant role in the sum of returns. Let’s say you invest $100,000, assum­ing an invest­ment return of 20%, you would get $120,000 in total. The sum would dimin­ish to $12,000 if you had […]