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Buying within your means

THE ARTICLE WAS FIRST PUBLISHED ON THE STRAITS TIMES 4th August 2010 By Tilak Abeysinhe and Gu Jiay­ing IN THE rush to secure a home amid esca­lat­ing prop­erty prices, first-time home­buy­ers, espe­cially young adults, may inad­ver­tently com­mit them­selves to prop­er­ties beyond their means. Since mort­gage pay­ments and other home bills take pri­or­ity over other basic necessities, […]

9 in 10 Singaporeans do not feel well prepared for retirement

ChannelNewsAsia.com SINGAPORE: Ninety—one per cent of Sin­ga­pore­ans do not feel well—prepared for retire­ment com­pared to the global aver­age of 87 per cent, accord­ing to an annual report by Oxford University’s Insti­tute of Age­ing on Wednes­day. The Oxford Insti­tute of Age­ing is known for its geron­to­log­i­cal research and train­ing pro­grammes. Sin­ga­pore, like most coun­tries in the […]

Your financial plan: Where you are now and where you are going?

Finan­cial plan­ning is the most effec­tive way of ensur­ing your finan­cial needs are met through­out life. By set­ting real­is­tic achiev­able tar­gets, you can invest your money more effi­ciently and reduce uncer­tainty. A finan­cial plan is not a pre­dic­tion of the the future but a tool to help you in attain­ing what you want in life. […]